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How to Choose the Right Insurance to Meet Your Needs

How to Choose the Right Insurance to Meet Your Needs

If you require any kind of insurance, it would be prudent to seek the help and advice of a trusted and licensed professional insurance broker. We at Insurancetrak Services can help.  By working together, you can "hand off" your insurance concerns to us and free up some of your time to more efficiently run your life and business.

Just Starting Out and Want to Save Money on Your Auto and/or Home Insurance?

Many people just starting out today may have their insurance with the same company that their parents did.  While fine, alternatives are out there that may help you spend your money more effectively.  Whether you own or lease a vehicle, whether you own or rent where you live, we at Insurancetrak Services will work with our many different insurance companies to find you the best, most appropriate coverage to meet your needs at a price you can afford.  If you're also paying off a college loan, we can help you stretch your dollar.   

Established Auto and Home Owners

There may be alternatives for you, too.  With all that's going on in life today, there may be a tendency to take the "if it's not broke, don't fix it" approach.  Yet, there may be a number of options to help you spend that hard-earned money more effectively.  Are you getting the most premium benefit for your maturity, experience, driving record, etc.?  We at Insurancetrak Services will be happy to find out the answers for you.  If your current coverage doesn't "need fixing"- great. If it does "need fixing", we can help. 

Commercial/Business Insurance

Whether you're a start-up business or a well-established company, we at Insurancetrak Services will, based on your needs, put together the best, most cost-effective coverage package to address the risks that face you, your finances or those of your company. 

Get a No-Cost Online Quote

In today's 24/7 world, if you want to get an online insurance quote outside (or even within) traditional work hours, Insurancetrak Services provides this option for you too.  Just go to our home page for an online quote

Medicare Supplement Insurance

Medicare Supplement Insurance is commonly referred to as "Medigap".  The government does not sell Medigap but instead private insurance companies like Insurancetrak Services sell it.  Medigap covers some of the costs that traditional Medicare doesn't, such as deductibles and copayments.  To qualify for Medigap, you must already be enrolled in Medicare Part A and Part B.  You would continue to pay your premium to the government for your Part B coverage and separately pay for your Medigap coverage directly to your private insurance company.  You should know that Medigap insurance only covers you.  If your spouse also wants Medigap, they will need to apply separately from you.  The private insurance company cannot cancel or non-renew the standard Medigap insurance even if you have health problems as long as you continue to pay the premium.

By Craig Bruno

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