Cheap auto insurance New York

How to save money on your New York auto insurance policy?  You get a cheap auto insurance quote from InsuranceTrak!

InsuranceTrak Services works with the best insurance carriers and we shop for the cheapest New York auto insurance quotes.  If you're looking to save money on NY auto insurance quotes than you've come to the right place.  We shop New York auto insurance quotes for you with multiple carriers to ensure you get the best price and coverage combination.    

There are many ways you can save money so we've outlined the key points for your review:

Raise your deductible:

Deductibles are the amount of money that you must pay towards a claim before your insurance company picks up the bill.  Deductibles are a way to self-insure against a loss.  The higher the deducible, the more risk you take on and the more you're self-insuring against that risk.  So the higher the deductible, the less premium you'll pay for insurance.  The average deductible is $500 or $1000 for a New York auto insurance policy.

Considering bundling your home and auto insurance:

Combining your home insurance with your auto insurance company will usually result in a multi-line discount.  We work with many insurance carriers that offer this option and can help you to determine which carrier is the best fit for bundling your insurance and getting cheap auto insurance quotes in NY.

Your credit score:

Many insurance companies consider your credit score in determining if they'll even extend you an insurance quote.  If you have poor credit then some insurance companies may not be willing to sell you insurance.  They're worried that you won't pay them on time because your credit history reflects a bad track record of making payments.  On the other hand, having a good credit score will open up more insurance carriers that will give you better rates.  But don't worry if you have poor credit.  InsuranceTrak works with insurance carriers that don't check your credit score when selling their auto policy.

We simply act as your trusted New York auto insurance adviser and make the process of shopping for cheap auto insurance quotes in New York easy!